SSC CGL VS BANK PO:-The students these days aspire to appear for government exams or bank exams because of high job security in both sectors. SSC CGL and Bank PO are two of the most lucrative Job posts for which lakhs of aspirants appear every year. The question that arises in the minds of the aspirants: which one is a better job position?Which is a better career option? Which is better SSC CGL or Bank PO Job? It is very difficult to answer this question directly as both these job positions hold a great amount of importance in the government sector for various reasons. In this article We will be comparing different aspects of the two job posts : Bank PO and SSC CGL and give an overview to the aspirants so that they can choose which one is better.
Bank PO VS SSC CGL: Job Profile
Bank PO Job Profile:
A probationary officer in a bank has to perform several duties which is the part of his/her job profile. The job of a Bank PO is a target based Job. And the efforts that are put in this job profile is much higher than that of SSC.
Let us look at some of the duties that Bank PO Takes part in:
No.-1. Handling cash activities in the bank
No.-2. Providing services to the customers
No.-3. Account management of the bank customers
No.-4. Working as a public relations officer
No.-5. Issuing: ATM cards, cheque-books, demand drafts, etc.
No.-6. Taking decisions that are beneficial for the bank
Bank PO VS SSC CGL : Career Growth and Promotions
It takes 2 to 3 years for a bank PO to get a promotion. Profound efforts and hard work and lead a Bank PO to reach to the topmost positions of the bank. Below is the hierarchy of the career profession of a Bank PO
Bank PO VS SSC CGL: Salary Package
Let us now compare the two job posts on the basis of the salary package that they offer. It was seen that the Job post of Bank PO offers a much higher salary package than that of SSC CGL.
Bank PO Salary (Gross) | SSC CGL Salary: According to grade pays |
Gross Bank PO Salary is Rs.38,703/- | a) 1800 (INR 13,113) b) 1900 (INR 14,389) c) 2400 (INR 19,920) d) 2800 (INR 22,454) e) 4200 (INR 26,095) f) 4600 (INR 32,328) g) 4800 (INR 34,033) |
SBI PO vs SSC CGL – Quick Look
CATEGORY: | SBI PO | SSC CGL |
JOB PROFILE | Public Dealing | On site inspection/Documentation |
POSTING | Urban/Rural | Urban |
PROMOTIONS | After 2-3 Years | Usually After 4-6 years |
TRANSFER | Frequent | Usually After 4-6 years |
EXAMINATION TYPE | Online: Prelims + Main | Online : Tier 1, 2, 3 and 4 |
BOND | Rs. 2 lac; 3 Years | No bond. |
SBI PO vs SSC CGL – SELECTION PROCEDURE:
SBI PO | SSC-CGL |
SBI PO is an Objective type of examination with a Descriptive Test in the Main Exam It consists of around 2 stages of selection procedure. They are: a) Preliminary Examination b) Main Examination + Descriptive Test c) Personal Interview | SSC CGL is an Objective type of examination (Tier I ,Tier II) and Descriptive (Tier III) It consists of : a)Tier 1(Objective, Online) b) Tier 2 (Objective, Online) C) Tier 3 (Descriptive Test for Hindi/English) D) Tier 4- Data Entry Speed test and Computer Proficiency Test |
A detailed idea is as follows:
SBI PO Preliminary Exam
Serial Number | Name of section | Number of questions in the section | Marks allotted for the section |
1 | English Language | 30 | 30 |
2 | Quantitative Aptitude | 35 | 35 |
3 | Reasoning Ability | 35 | 35 |
Total | 100 | 100 |
SBI PO Main Exam
Serial Number | Name of the section | Number of questions asked in the section | Marks allotted to the section |
1 | English language | 35 | 40 |
2 | Data Analysis and Interpretation | 35 | 60 |
3 | Reasoning Ability and Computer Aptitude | 45 | 60 |
4 | General Awareness (special reference to banking industry) | 40 | 40 |
Total | 155 | 200 marks |
Bank PO VS SSC CGL: Work Pressure
Let us compare the work pressure of the two job posts to get a better overview of the environment that the candidates have to face while working in their respective job positions.
Bank PO : The work pressure in the profile of Bank PO is much higher than that of SSC CGL as a probationary officer deals with people directly. A Bank PO has to go through meticulous training sessions before performing the regular duties. A Bank PO will be trained in different sectors like marketing, investment, billing, finance, accounting, human resource, general banking, agricultural banking, etc.
Bank PO VS SSC CGL : Which One Is Better ?
The SSC CGL Job profile Involves travelling, inspections, surveillance, raids, etc.while on the other hand the job profile of bank PO requires the executive to deal with customers directly. A candidate who is opting for SSC CGL job profile must have physical standards as this job profile requires it. Bank PO itself self is an exhaustive job. If a candidate wants to go for a better salary package then Bank PO Offers a higher salary package than that of SSC CGL and If a candidate is looking for less work pressure then SSC CGL Ensures an excellent worklife balance.After comparing each and every aspect of these two job positions it becomes very easy for the candidate to make the right choice while deciding between the two: Bank PO and SSC CGL. Aspirants must make their choice wisely and according to their area of interest and determination towards the exam.
SBI PO vs SSC CGL – JOB PROFILE :
SBI PO | SSC CGL |
| Desk Jobs: a) Appointed as Upper Division Clerks, Assistants, Auditors, Tax-Assistants, etc. Field Jobs: a) Candidates opting for such jobs will be appointed as Inspectors (preventive officers, examiners, excise and income tax), CBI and narcotics officers, etc. b) SSC demands physical standards for some of these jobs. c) As they involve travelling, inspections, raids and surveillance, such jobs are well-suited for those who can cope well with arduous responsibilities. |
SBI PO vs SSC CGL – SALARY STRUCTURE:
Salary is believed to be one of the most vital factors in determination of career path. Although there isn’t a large bandwidth between the salaries of the two, yet salaries of the entire bank POs will be made equal to the salaries of Central Government Group officers from December 2014 as per 10th Bipartite Agreement. This means around 40,000-50,000 will be the new salary of all the Bank POs raised from 30,000 to 36,000 per month, which is rather more than that of SSC CGL. Also the salary of SSC CGL is subject to revision under 7th Pay commission.
SBI PO | SSC CGL |
According to the official notification, the salary of an SBI PO will be Rs. 7.55 Lakhs (minimum) to Rs. 12.93 lakhs (maximum) per annum. Also, the salary of Bank employees are revised after every 5 years. Following are the perks provided with SBI PO Salary -:
| The salary of SSC CGL varies according to grade pays. Grade Pay: Salary: a) 1800 (INR 13,113) b) 1900 (INR 14,389) c) 2400 (INR 19,920) d) 2800 (INR 22,454) e)4200 (INR 26,095) f)4600 (INR 32,328) g)4800 (INR 34,033)
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SBI PO vs SSC CGL – CAREER GROWTH & EXPOSURE:
Career growth is another vital factor to be kept in mind in the long run. Promotions are very fast paced in Bank Jobs (2-3 years) and chances are very high, that given that you work hard for it, you can become a Manager within 6-7 years.
SBI PO | SSC CGL |
Sincere efforts and hard work can lead you to the topmost positions of the organization. Citing a few examples, Mr S Mundhra, DG, RBI and Mr Yogesh Agarwal, Former Chairman, Pension Fund Regulatory and Development Authority started their career as Probationary Officers | Getting promoted to the top positions of the organization would be rather challenging and difficult. |